January 6th, 2010
Neighborhood Housing Services of Lackawanna County (NHS) is pleased to introduce its new Home Rehabilitation Loan. This income-eligible product provides funds in the form of a low?interest loan designed to address emergency repair needs and/or long?term safety, energy efficiency or livability improvements for area homes. NHS is especially committed to working with homeowners who may have difficulty obtaining financing through traditional methods.
Loans are available for:
- Roof Repair
- Water heater replacement
- Furnace Replacement
- Windows
- Insulation
The Home Rehabilitation Loan was designed by Neighborhood Housing Services of Lackawanna County (NHS) to address the home rehabilitation needs of (primarily) low to moderate (up to 100% of HUD Area Median Income or AMI) income families in our region. However, due to the current economic climate, borrowers with a gross income of between 100% and 150% of HUD AMI will also be eligible for this product at the discretion of NHS. Specific borrower guidelines are:
| Household Size |
100% AMI |
150% AMI |
| 1 |
$39,600 |
$59,400 |
| 2 |
$45,300 |
$67,950 |
| 3 |
$50,900 |
$76,350 |
| 4 |
$56,600 |
$84,900 |
| 5 |
$61,100 |
$91,650 |
| 6 |
$65,700 |
$98,550 |
For more information on NHS’s Home Rehabilitation Loan and more specific eligibility criteria, you can download the informational PDF or call David J. Gaiardo at 570-558-2490.
Tags: home loan, home rehabilitation loan, lackawanna county, low interest loan, neighborhood housing services of lackawanna county, nhs
Posted in Building a home | No Comments »
September 3rd, 2009
Please check out the Spanish version of the housing websites.
http://www.luzernehousing.org/espanol/index.html
http://www.lackawannahousing.org/espanol/index.html
This user friendly resource is a great tool for those in our region who are Spanish speakers.
Tags: Spanish
Posted in Uncategorized | No Comments »
February 13th, 2009
Tags: buying, mortgage
Posted in Uncategorized | No Comments »
February 13th, 2009
Where can I find information about Luzerne County?
http://www.luzernehousing.org/county.html
Tags: luzerne county
Posted in Uncategorized | No Comments »
February 9th, 2009
The Housing Task Force of the Institute for Public Policy & Economic Development in conjunction with the Lackawanna Housing Coalition and Luzerne County Housing Partnership is conducting a Housing Symposium on Wednesday, March 11, 2009, at the Quality Inn, Rt. 315, Pittston, from 8:30 a.m. to noon.
David Crowe, Chief Economist at the National Association of Home Builders (NAHB), will be the keynote speaker. Cost is $25 prior to the event and $30 on the day of the event. Registration begins at 8:15 a.m. and breakfast will be served.
Download an event application.
Tags: buying, housing, lackawanna county, luzerne county, nepa, selling
Posted in Building a home, Buying a home | No Comments »
January 22nd, 2009
The Luzerne County Housing Partnership’s mission is to be an influential catalyst for the revitalization of the Luzerne County Housing Market and to establish an event to aid in creating a fair and predictable building environment for the builder, residents and neighborhoods of Luzerne County. The Partnership is comprised of local, public and private agencies; financial and educational institutions; private corporations and County agencies.
Posted in Uncategorized | No Comments »
January 16th, 2009
My home may be foreclosed on. Who do I call for counseling?
For help with foreclosures go to: http://www.lackawannahousing.org/financial-assistance.html
Tags: Financial, Foreclosure
Posted in Foreclosure | No Comments »
January 16th, 2009
I want to buy a home from someone who is not using a realtor. What documents do I need to take to the bank for a mortgage?
Posted in Buying a home | No Comments »
January 16th, 2009
How do I know if an online lender is reputable and safe to go to for a mortgage?
Posted in Financial | No Comments »
