Neighborhood Housing Services of Lackawanna County (NHS) is pleased to introduce its new Home Rehabilitation Loan. This income-eligible product provides funds in the form of a low?interest loan designed to address emergency repair needs and/or long?term safety, energy efficiency or livability improvements for area homes. NHS is especially committed to working with homeowners who may have difficulty obtaining financing through traditional methods.

Loans are available for:

• Roof Repair
• Water heater replacement
• Furnace Replacement
• Windows
• Insulation

The Home Rehabilitation Loan was designed by Neighborhood Housing Services of Lackawanna County (NHS) to address the home rehabilitation needs of (primarily) low to moderate (up to 100% of HUD Area Median Income or AMI) income families in our region. However, due to the current economic climate, borrowers with a gross income of between 100% and 150% of HUD AMI will also be eligible for this product at the discretion of NHS. Specific borrower guidelines are:

For more information on NHS’s Home Rehabilitation Loan and more specific eligibility criteria, you can download the informational PDF or call David J. Gaiardo at 570-558-2490.

The Housing Task Force of the Institute for Public Policy & Economic Development in conjunction with the Lackawanna Housing Coalition and Luzerne County Housing Partnership is conducting a Housing Symposium on Wednesday, March 11, 2009, at the Quality Inn, Rt. 315, Pittston, from 8:30 a.m. to noon.

David Crowe, Chief Economist at the National Association of Home Builders (NAHB), will be the keynote speaker. Cost is $25 prior to the event and $30 on the day of the event. Registration begins at 8:15 a.m. and breakfast will be served.

Download an event application.