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	<title> &#187; Building a home</title>
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	<link>http://nepahousing.org/blog</link>
	<description>Information on buying and selling a home and the housing market in Northeastern Pennsylvania.</description>
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		<title>Home Rehabilitation Loans Available</title>
		<link>http://nepahousing.org/blog/2010/01/home-rehabilitation-loans-available/</link>
		<comments>http://nepahousing.org/blog/2010/01/home-rehabilitation-loans-available/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 18:48:39 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
				<category><![CDATA[Building a home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home rehabilitation loan]]></category>
		<category><![CDATA[lackawanna county]]></category>
		<category><![CDATA[low interest loan]]></category>
		<category><![CDATA[neighborhood housing services of lackawanna county]]></category>
		<category><![CDATA[nhs]]></category>

		<guid isPermaLink="false">http://nepahousing.org/blog/?p=62</guid>
		<description><![CDATA[Neighborhood Housing Services of Lackawanna County (NHS) is pleased to introduce its new Home Rehabilitation Loan. This income-eligible product provides funds in the form of a low?interest loan designed to address emergency repair needs and/or long?term safety, energy efficiency or livability improvements for area homes. NHS is especially committed to working with homeowners who may [...]]]></description>
			<content:encoded><![CDATA[<p><a title="Neighborhood Housing Services of Lackawanna County" href="http://www.nhslackawannapa.org/" target="_blank">Neighborhood Housing Services of Lackawanna County</a> (NHS) is pleased to introduce its new Home Rehabilitation Loan. This income-eligible product provides funds in the form of a low?interest loan designed to address emergency repair needs and/or long?term safety, energy efficiency or livability improvements for area homes. NHS is especially committed to working with homeowners who may have difficulty obtaining financing through traditional methods.</p>
<p>Loans are available for:</p>
<ul>
<li>Roof Repair</li>
<li>Water heater replacement</li>
<li>Furnace Replacement</li>
<li>Windows</li>
<li>Insulation</li>
</ul>
<p>The Home Rehabilitation Loan was designed by Neighborhood Housing Services of Lackawanna County (NHS) to address the home rehabilitation needs of (primarily) low to moderate (up to 100% of HUD Area Median Income or AMI) income families in our region. However, due to the current economic climate, borrowers with a gross income of between 100% and 150% of HUD AMI will also be eligible for this product at the discretion of NHS. Specific borrower guidelines are:</p>
<table border="1" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td width="129" valign="top"><strong>Household Size</strong></td>
<td width="129" valign="top"><strong>100% AMI</strong></td>
<td width="129" valign="top"><strong>150% AMI</strong></td>
</tr>
<tr>
<td width="129" valign="top">1</td>
<td width="129" valign="top">$39,600</td>
<td width="129" valign="top">$59,400</td>
</tr>
<tr>
<td width="129" valign="top">2</td>
<td width="129" valign="top">$45,300</td>
<td width="129" valign="top">$67,950</td>
</tr>
<tr>
<td width="129" valign="top">3</td>
<td width="129" valign="top">$50,900</td>
<td width="129" valign="top">$76,350</td>
</tr>
<tr>
<td width="129" valign="top">4</td>
<td width="129" valign="top">$56,600</td>
<td width="129" valign="top">$84,900</td>
</tr>
<tr>
<td width="129" valign="top">5</td>
<td width="129" valign="top">$61,100</td>
<td width="129" valign="top">$91,650</td>
</tr>
<tr>
<td width="129" valign="top">6</td>
<td width="129" valign="top">$65,700</td>
<td width="129" valign="top">$98,550</td>
</tr>
</tbody>
</table>
<p>For more information on NHS’s Home Rehabilitation Loan and more specific eligibility criteria, you can <a title="Home Rehabilitation Loans" href="http://www.lackawannahousing.org/pdfs/nhs_home_rehabilitation_loans.pdf" target="_blank">download the informational PDF</a> or call David J. Gaiardo at 570-558-2490.</p>
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		<item>
		<title>2009 Housing Symposium</title>
		<link>http://nepahousing.org/blog/2009/02/2009-housing-symposium/</link>
		<comments>http://nepahousing.org/blog/2009/02/2009-housing-symposium/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 20:44:08 +0000</pubDate>
		<dc:creator>administrator</dc:creator>
				<category><![CDATA[Building a home]]></category>
		<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[lackawanna county]]></category>
		<category><![CDATA[luzerne county]]></category>
		<category><![CDATA[nepa]]></category>
		<category><![CDATA[selling]]></category>

		<guid isPermaLink="false">http://nepahousing.org/blog/?p=41</guid>
		<description><![CDATA[The Housing Task Force of the Institute for Public Policy &#38; Economic Development in conjunction with the Lackawanna Housing Coalition and Luzerne County Housing Partnership is conducting a Housing Symposium on Wednesday, March 11, 2009, at the Quality Inn, Rt. 315, Pittston, from 8:30 a.m. to noon. David Crowe, Chief Economist at the National Association [...]]]></description>
			<content:encoded><![CDATA[<p>The Housing Task Force of the <a href="http://www.nepahousing.org">Institute for Public Policy &amp; Economic Development</a> in conjunction with the <a href="http://www.lackawannahousing.org">Lackawanna Housing Coalition</a> and <a href="http://www.luzernehousing.org">Luzerne County Housing Partnership</a> is conducting a Housing Symposium on Wednesday, March 11, 2009, at the Quality Inn, Rt. 315, Pittston, from 8:30 a.m. to noon.</p>
<p>David Crowe, Chief Economist at the National Association of Home Builders (NAHB), will be the keynote speaker. Cost is $25 prior to the event and $30 on the day of the event. Registration begins at 8:15 a.m. and breakfast will be served.</p>
<p><a href="http://www.nepahousing.org/blog/wp-content/uploads/housing-symposium.pdf">Download an event application.</a></p>
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